eSewa, Khalti or ConnectIPS: which should you accept?
The short answer is usually more than one. The useful question is who your customers are.
Think in customer groups
- Wallet users. eSewa and Khalti are the first choice for many customers paying on mobile.
- Bank account users. NCHL ConnectIPS lets customers pay from a bank account, which suits larger invoices.
- Many wallets and banks at once. An aggregator such as Nepal Payment Solution OnePG covers several from one connection.
- Customers abroad. International cards go through Stripe.
Why one provider is rarely enough
A customer without the wallet you chose will not pay. Offering two or three local options plus cards removes the most common reason for an abandoned invoice.
Keep the integration count at one
Each provider has its own callbacks and failure modes. Putting them behind one gateway means your billing system integrates once. That is the idea behind Dhuri Gateway, and the same approach is described in WHMCS payments in Nepal.
Before you sign up
Each provider has its own merchant onboarding, fees and settlement terms. Check them with the provider directly, then connect the ones that fit.
Questions
Should I accept only eSewa?
It works, but customers who use another wallet or only a bank account cannot pay. Most businesses add at least one more option.
How do I take international cards in Nepal?
Through Stripe, which Dhuri Gateway has built in alongside the local providers.
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